Whisk together the following: flour, sugar, baking soda, cinnamon, nutmeg, cloves, & salt.
In a separate bowl: Using a whisk or a hand mixer, combine the pumpkin puree, oil, applesauce, eggs, vanilla, & water.
Gradually add the dry ingredients to the wet, gently stirring to combine.
Add the chocolate chips. Avoid over mixing.
Pour into prepared loaf pan. (Optional): Place several chocolate chips on top of the batter for aesthetics.
Bake for 50-60 minutes. Halfway through baking, you may want to lightly cover with foil to avoid the top from over-browning. Begin checking at 50 minutes for doneness. Toothpick will come out mostly clean.
Allow to cool in the pan on a wire rack for about 15-20 minutes. Remove & allow to cool completely on a wire rack before slicing & enjoying!
Source: Adapted via The Idea Room + Sally's Baking Addiction